Struggle Care

130: You Don’t Need a Budget with Dana Miranda

Struggle Care

Show Notes

Money, money, money—-today’s show is all about money! I’m joined by Dana Miranda, the author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease. Dana is here to discuss debt from a refreshing perspective, and she shares her best advice about how to proceed after finding your financial footing. Having a budget is NOT the answer to all of your money problems. Join us for expert advice from Dana!

Show Highlights:

Dana’s path to the work she does today

Money decisions are not purely black and white.

What it means to be “Healthy Rich” (Check out Dana’s podcast: Healthy Rich.)

Financial education is more than the demonization of debt.

The fascination with shame as a way to bring behavior change around money (Does it really help to yell at people?)

A healthy (and different) approach to debt

Debt is strategic for the wealthiest 1%?? How?

Understanding how debt products work and impact your credit score

With debt, negotiation is always a possibility. Give it a try.

Dana’s advice about debt products and red flags to look for

Societal attitudes toward “acceptable debt”

Addressing the gaps in financial knowledge for the typical American who finally achieves financial stability

Accessible financial advice is available—where to look and who to trust

Dana’s book: Who is it for and how can it help?

Resources and Links: Connect with Dana Miranda: Healthy Rich podcast and You Don't Need a Budget book Connect with KC: Website, TikTok, Instagram, and Facebook Get KC’s book, How to Keep House While Drowning We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: www.strugglecare.com/promo-codes. Learn more about your ad choices. Visit podcastchoices.com/adchoices

More from Struggle Care

May 26, 2025

Codependency is one of those buzzwords often used in therapy and mental health around relationships. Today’s guest has provoked a lot of feedback by challenging people’s views on this subject. Join us for this intriguing conversation.

May 19, 2025

The thing about boundaries is that they are much more complex than most people assume. The world of boundary-setting is rarely colored with clearly defined black-and-white choices. Today’s episode is a conversation with my friend Bethany about her relationship with her father and how she handled boundaries in ways that felt authentic to her. We are discussing how boundaries come into play in the relationships we have and the decision-making process we use. Join us to learn more!

May 5, 2025

I’m honored to be joined by Pat Sorrells for this episode. Pat is the CEO and president of Camp For All, a camp for ALL abilities and disabilities that opened in 1998. Pat has invested her heart and life into this organization, serving in her current role since 2007. Camp For All has impacted tens of thousands of people in ways that other camps cannot do. Join us to learn more!

Apr 21, 2025

In this episode of Struggle Care, host KC Davis speaks with Neha Ruch, founder of Mother Untitled and author of The Power Pause. Together, they explore the reality of modern motherhood, particularly for women who decide—or feel compelled—to pause their careers to care for their children. This conversation addresses the outdated stereotypes of stay-at-home moms and offers empowering, practical insights for navigating this unique chapter with confidence and clarity.

Apr 14, 2025

Today’s topic is exciting: toxic masculinity, which might be better termed “functional masculinity.” I’m joined by Alex Frankel, who grew up in San Francisco clearly understanding that the definition of hotness was dictated by beautiful people in popular magazines. During his entire childhood, he felt trapped in his fat body and hated how he looked. He finally realized that being hot was more than perfect abs and bulging biceps but more of an attitude. Alex is now a successful plus-size model, and he’s a body-acceptance advocate and role model for fat guys all around the world. He created the Hot Fat Guy Club to dispel the myths around diet, culture, fatphobia, and other fat people stereotypes. His goal was to create a welcoming community where people are celebrated and not shamed for their body types. Why do I love this topic? It’s because men are not often talked about in the body positivity movement. Join us for a new perspective from a Hot Fat Guy!

See all episodes →