NZ Property Podcast EP 133: New government & changes affecting the lending industry ft. Kris Pedersen
The NZ Property PodcastShow Notes
Join Mark Honeybone and his long-time recurring guest, Kris Pedersen of Kris Pedersen Mortgages, for Episode 133 of the NZ Property Podcast as they discuss the new government of New Zealand and other changes that are affecting the lending industry, and therefore home buyers and investors. Along with that, Mark & Kris cover a few other topics in this quite positive podcast, such as: The general 'feel' of the NZ property market. Government changes and the Reserve Bank. Different tiers of lending i.e. Banks & 2nd tier lenders. LVRs (Loan Value Ratios). DTI (Debt to Income). Interest rates. Interest Only loans. What to do now if you have a loan. Happy listening!
To get episodes direct to your device of choice, follow us on iTunes or Spotify. Disclaimer: Property Ventures Real Estate Limited t/a Harcourts Property Ventures is a Licensed Agent under the REAA 2008. The New Zealand Property Podcast does not purport to be comprehensive nor to provide specific advice. Any opinions expressed in this podcast may not match the opinion of Property Ventures Real Estate. No person should act in reliance on any statement made within this podcast without first obtaining professional advice.
More from The NZ Property Podcast
Check out our latest episode of the New Zealand Property Podcast featuring Bryan Thomson, Managing Director of Harcourts New Zealand. Join them as they discuss Harcourts as a business, the rise of AI, and the current property market.
Check out our latest episode of the New Zealand Property Podcast featuring Sarina Gibbon, Managing Director of Auckland Property Investor Association for the last 17 years and director of Tenancy Advisory. Join them as they discuss the public perception of Property Investors and Tenants and help Property Investors with valuable knowledge and advice.
Check out our latest and milestone 150th episode of the New Zealand Property Podcast featuring Aaron Davis, auctioneer and sales manager at Harcourts property ventures. Mark and Aaron discuss different options of selling in today's market and the strengths and weaknesses of these selling methods.
Mark interviewed regular guest Kris Pedersen back on 26 February 2026. They discuss all things finance for Property Investors and home buyers. A very informative conversation about a special deal with LVR's interest rates, difference between normal banks and 2nd tier lenders, and tips for first home buyers Kris is an exceptional source of info on money and lending in NZ. Mark Honeybone - Real Estate in Epsom | Harcourts Property Ventures If you want to chat with Mark please get in touch at: [email protected] or 021 402 990
Check out our latest episode of the New Zealand Property Podcast featuring where Sarina Gibbon, General Manager of Auckland Property Investors Association interviews Mark. With vendors making concessions, prices softening, and listings sitting longer, conditions are clearly tilting in favour of the buyer. But power alone doesn't build wealth—strategy does. This webinar is your blueprint for turning today's favourable conditions into tomorrow's strong returns. Join seasoned investor and Harcourts Property Ventures principal and property podcaster Mark Honeybone as he unpacks how to buy better in this market—not just because you can, but because you know how. In this session, Mark will cover: ✅ How to identify real growth potential in a slow market ✅ Why buying strategically now can supercharge your long-term gains ✅ What separates an OK deal from a truly great one ✅ Real examples of smart acquisitions made in soft conditions ✅ The habits and filters successful investors use to stay ahead This is not about rushing into the first discounted listing you see. It's about making elevated, confident, and future-focused decisions while the power is in your hands.