Raising Financially Savvy Kids In A World of Crypto, Betting Apps, and 'Girl Math'
HerMoney with Jean ChatzkyShow Notes
Financial literacy isn’t just a problem for young people — it spans every generation and income bracket, and the numbers have only gotten worse over the last decade. So what actually works?
This week, Jean sits down with Diana Isern, a 20-year NYC public school educator, Accredited Financial Counselor, and author of the new book Money Talks: An Educator’s Guide to Teaching Financial Empowerment. Diana approaches things differently: instead of lecturing people about what they don’t know, she starts from what families already do well, and builds from there.
They dig into:
The intergenerational money trauma most of us inherit without even realizing it, and how to break the cycle with your own kids
Why 11th grade is the exact right moment for financial literacy to click
What Diana actually tells her students when they ask her about crypto, sports betting apps, and “girl math”
I'm hosting a free Forever Paycheck book club on November 17th at 7 ET. Sign up here! Learn more about your ad choices. Visit megaphone.fm/adchoices
More from HerMoney with Jean Chatzky
How much do you need to retire, not just comfortably, but happily, in 2026?
The ten years before retirement are your last, best chance to get it right. In this episode, Jean and Anne Lester, author of Your Best Financial Life, former head of Retirement Solutions for J.P. Morgan Asset Management, and a fellow with LIMRA’s Retirement Income Institute, break down what the ten years before retirement should really look like and everything you need to tackle to enter retirement with confidence.
Sixty percent of Americans say they feel scared when they think about the future, and women are more likely than men to feel that way. If your instinct is to push that fear down, breathe through it, or just try to be more fearless, Farnoosh Torabi wants to stop you right there. Because fear, she argues, isn’t the enemy. It’s actually one of the most powerful tools you have, if you know how to listen to it.
Have you ever stopped to think about how nearly every product in your life — the car you drive, the shoes on your feet, the chair you're sitting in right now — was actually designed for men? Because cars were designed for men, women are 73% more likely to be seriously injured in a crash, and 17% more likely to die in one. And it doesn't stop at cars; even your sneakers were likely modeled on a man's foot first.
We're closing in on the end of 2026, and on paper, it's been an amazing year for the markets. But that doesn't change the math that so many of us are feeling in our day-to-day lives. That’s why we’re back with Tori Dunlap, founder and CEO of Her First $100K, to walk us through her top moves for building real wealth as we head into the final stretch of the year.