The Personal Finance Podcast

Why a Mini Retirement Can Change Your Life

The Personal Finance Podcast

Show Notes

You do not have to wait until 65 to actually use your money. There is a version of retirement you can take at 35, at 40, at 45, and Andrew breaks down exactly what it costs, who should not do it, and the step-by-step plan to fund one without derailing your future.

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What You'll Learn in This Episode

The difference between a sabbatical and a mini retirement, and why one gives you more leverage

Four red flags that mean you are not ready to take one yet

What pausing your contributions actually costs you over 20 and 30 years

How to calculate your number, including the reentry cushion most people forget

How to solve healthcare before you leave, and the limits of COBRA

The exact way to pitch this to your boss without torching your career

Four real case studies, from a Coast FIRE engineer to a burned-out ER nurse

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclasshttps://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

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Resource/s

Car Insurance https://secure.money.com/pr/gc43ce394da5

Best HYSA https://secure.money.com/pr/r453ecf4d190

Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c

Best IRAs https://secure.money.com/pr/oe09b73d1952

Tool/s Mentioned

Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e

Investment Calculator https://mastermoneyresources.com/investment-calculator-page

Book/s Mentioned

Die With Zero by Bill Perkins

The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Tim Ferriss

Watch Next

Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A) https://youtu.be/jtITtSd6vjI

5 Side Hustles That Can Turn Into a Full Time Income (Part 4) https://youtu.be/DPQwY_U3lKY

Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet https://youtu.be/daPVY9WCCAw

The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs

Reset Your Money Mindset, Get Out of Debt, Save for a House & Understand Credit Scores (Money Q&A) https://youtu.be/JGoKB92rddo

Connect with Andrew

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Podcast → https://bit.ly/Skool-Podcast

Youtube → bit.ly/Skool-Youtube

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Website →⁠ https://mastermoney.co ⁠

X → ⁠https://x.com/mastermoneyco

LinkedIn →⁠ ⁠⁠https://www.linkedin.com/in/andrew-giancola-45027b340 ⁠

Question for you:

What year are you targeting for your mini retirement? Put the number in the comments and make it real. Learn more about your ad choices. Visit megaphone.fm/adchoices

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