Personal Finance with Ravi Sharma | Australian Finance & Property Podcast

Should You Buy Now Or Wait For The Property Crash? | Whiteboard Finance

Personal Finance with Ravi Sharma | Australian Finance & Property Podcast

Show Notes

Book Your FREE Investment Assessment Call ๐Ÿ‘‰ https://bit.ly/43kDvvP My Buyerโ€™s Agency ๐Ÿ‘‰ www.searchproperty.com.au Email me ๐Ÿ‘‰ [email protected]

More from Personal Finance with Ravi Sharma | Australian Finance & Property Podcast

Oct 21, 2026

๐Ÿ“ฑ Free Sign Up (Wealthstacker) - https://bit.ly/4xhQafs๐Ÿ  Book Your Investment Assessment Call ๐Ÿ‘‰ https://bit.ly/3SGbqxr๐Ÿ’ฐ Mortgage Brokers ๐Ÿ‘‰ https://bit.ly/3UASnoT๐Ÿ  My Buyerโ€™s Agency https://www.searchproperty.com.auEmail me ๐Ÿ‘‰ [email protected] 0:00 Should You Sell at the Top or Hold Through the Cycle?5:21 Building a $30 Million Portfolio8:05 Is Perth and Brisbane Done, or Is There More Growth Ahead?11:34 How to Increase Your Borrowing Capacity14:16 Rent-Vesting Exit Strategy: Paying Off a $650k Loan with Investment Properties15:41 Using Equity to Buy Your Next Property Without Cash17:19 My Personal Story20:18 Government Policy, Institutional Buyers, and the Future of Property Ownership23:08 Will Property Prices Keep Growing at 7%?

Oct 19, 2026

๐Ÿ“ฑ Free Sign Up (Wealthstacker) - https://bit.ly/4yoeGfV๐Ÿ  Book Your Investment Assessment Call ๐Ÿ‘‰ https://bit.ly/4xaTdpE๐Ÿ’ฐ Mortgage Brokers ๐Ÿ‘‰ https://bit.ly/4xHrDBz๐Ÿ  My Buyerโ€™s Agency https://www.searchproperty.com.auEmail me ๐Ÿ‘‰ [email protected] 0:00 The Return Of The Mortgage Wars0:38 WealthStacker: A Free Portfolio Planning App1:18 How Banks Fought For Market Share With Cashback Wars Before 20202:05 Rate Cuts, Recession Risk And The Government Spending Problem4:56 Big Four Banks Reveal Steep Drops In Home Loan Applications6:15 The Wealth Effect: Falling Prices And A Consumer Pullback6:49 40-Year Loans, Negative Gearing Offsets And Looser Serviceability Buffers8:44 Cashback Offers Return As The Market Nears Its Next Phase

Oct 17, 2026

๐Ÿ“ฑ Free Sign Up (Wealthstacker) - https://bit.ly/4yndut5๐Ÿ  Book Your Investment Assessment Call ๐Ÿ‘‰ https://bit.ly/3Tbtxvj๐Ÿ’ฐ Mortgage Brokers ๐Ÿ‘‰ https://bit.ly/4x79nAk๐Ÿ  My Buyerโ€™s Agency https://www.searchproperty.com.auEmail me ๐Ÿ‘‰ [email protected] 0:00 Why The Rich Keep Getting Richer0:40 WealthStacker: Free Portfolio Planning App1:17 The Cantillon Effect And The K-Shaped Economy Explained2:44 How Lockdown Stimulus Flowed Back To Asset Owners3:23 Fixed Supply Vs Infinite Money4:53 The Bank Lending Cycle That Multiplies Wealth6:44 Why A Crash Isn't Coming8:54 Renting, Rising Costs, And Debt As A Wealth Accelerator

Oct 14, 2026

๐Ÿ“ฑ Free Sign Up (Wealthstacker) - https://bit.ly/4h3dn03๐Ÿ  Book Your Investment Assessment Call ๐Ÿ‘‰ https://bit.ly/4ydEGKW๐Ÿ’ฐ Mortgage Brokers ๐Ÿ‘‰ https://bit.ly/4zVQtPR๐Ÿ  My Buyerโ€™s Agency https://www.searchproperty.com.auEmail me ๐Ÿ‘‰ [email protected] 00:00 Why Traditional Advice Won't Make You Wealthy03:24 Rule 1: Ownership Beats Income05:28 Rule 2: Leverage Is Your Wealth Accelerator07:35 Rule 3: Cash Flow Keeps You In, Growth Gets You Out08:49 Rule 4: Wealth Compounds Over Time11:08 Rule 5: Get Your Tax Structures Right12:34 Rule 6: Your Behavior Is The Real Risk13:55 Rule 7: Build A Machine, Not Just A Portfolio15:08 Final Thoughts

Oct 12, 2026

๐Ÿ“ฑ Free Sign Up (Wealthstacker) - https://bit.ly/4qMvOcK๐Ÿ  Book Your Investment Assessment Call ๐Ÿ‘‰ https://bit.ly/4wS9oIp๐Ÿ’ฐ Mortgage Brokers ๐Ÿ‘‰ https://bit.ly/4xutGZO๐Ÿ  My Buyerโ€™s Agency https://www.searchproperty.com.auEmail me ๐Ÿ‘‰ [email protected] 0:00 Intro: Sharing My Property Sale Regrets0:31 WealthStacker: A Free Portfolio Tracking App1:10 My 13-Year Investing Journey2:38 Property 1: Selling The Central Coast House4:41 Property 2: The Renovation That Forced A Sale7:00 Property 3: Selling In Sydney To Fund The Business8:37 The Full Tally: $750k In Lost Equity9:41 What's Next

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