Show Notes
Welcome back to The CEO Breakdown with John Saade.
This week, John breaks down what is happening in Australian property, tax, superannuation and housing policy.
Sydney and Melbourne auction markets are weakening, property prices are moving backwards, and John explains why Melbourne may be starting to look more interesting than the headlines suggest. While Sydney still has higher median values, Melbourne has been hit harder, and John looks at why investors should pay attention to fundamentals like rental yield, relative value and downside risk.
John also reacts to the growing political debate around allowing Australians to use superannuation to buy a home. It sounds helpful on the surface, but John explains why giving first home buyers more buying power may simply inflate property prices further and leave Australians with less retirement savings.
The episode also covers trust tax reform, the proposed 30 percent minimum tax on discretionary trust distributions, and the state stamp duty problem that could leave some small business owners and investors facing major restructure costs.
John also reacts to influencer commentary on PAYG instalments, CGT valuation planning for investment properties, and the rise of institutional money in the Australian housing market.
This episode covers:
Sydney and Melbourne property prices Auction clearance rates Melbourne vs Sydney investment fundamentals Using super to buy a home Why housing affordability needs supply side reform Trust tax reform Stamp duty and restructuring costs CGT valuation planning before 30 June 2027 Institutional landlords and build to rent Mum and dad investors vs big funds
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The CEO Breakdown is a weekly business, tax and finance show by Latitude Accountants, hosted by John Saade.
This content is general information only and does not constitute financial, legal, tax or property advice. Please speak with a qualified adviser about your own circumstances.
Chapters
00:00 Sydney, Melbourne, super and trust tax 00:37 Sydney and Melbourne auction markets weaken 01:38 Property values are losing steam 02:17 Could Sydney and Melbourne fall more than 10 percent? 03:14 The $9.15M Strathfield outlier 03:49 Sellers are going on strike 04:22 Melbourne property compared to Sydney 04:59 Why Melbourne may look interesting to investors 06:20 Should Australians use super to buy a home? 08:11 Why John still supports superannuation 09:19 Why super for housing may push prices higher 10:08 Why releasing super does not fix affordability 11:29 The strongest argument for using super 12:31 Trust tax reform and stamp duty pain 14:04 Why accountants may move clients out of trusts 15:15 The 30 percent trust tax and state stamp duty problem 17:19 Why stamp duty is a bad tax 19:18 Influencer reactions and PAYG instalments 23:48 The CGT valuation trap for property investors 27:54 Institutional landlords and build to rent 30:41 Mum and dad investors vs big institutions 32:19 Final thoughts
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