Show Notes
FREE Training & More : https://linktr.ee/russellleeds Thinking of investing in 2026? We're breaking down the five key rules for buying a buy-to-let property so you can make an informed decision on whether it's the right investment for you. Hosts Russell and Anna discuss the power of leverage, the real costs of buying a property, essential investment formulas, and where to buy for the best returns. Timestamps: 00:00 - Introduction: 5 Key Rules for Buy-to-Let in 2026 00:26 - Rule #1: The Power of Leverage in Property 00:40 - Comparing borrowing for the S&P 500 vs. Property 01:03 - Why property is a "tangible asset" 02:50 - Land is the appreciating asset, not the property 03:46 - Why property leverage is "amazing" 04:50 - Property vs. S&P 500: A 10-Year Comparison 07:11 - ROI Comparison: Property crushes S&P 500 (even with half the growth) 11:10 - Rule #2: The Actual Costs of Buying Property 11:26 - Buy-to-Let Deposit (typically 25%) 11:54 - Stamp Duty for Investment Property 12:28 - Other Costs: Legal Fees, Survey Fees, Broker Fees 14:37 - Rule #3: Investment Formulas (Yield vs. ROI) 15:14 - Why Return on Investment (ROI) is more important than Yield 15:43 - How to calculate Gross Yield 17:24 - The Formula for Return on Investment (ROI) 18:32 - What makes a "good" ROI (10% vs. 20%+) 20:11 - The Importance of the Stress Test 21:37 - Why the property must stack as a normal buy-to-let 22:14 - Rule #4: Where to Buy (Area and Property Type) 22:35 - The Golden Triangle: Nottingham, Liverpool, Yorkshire 23:48 - The benefit of investing in areas you know well 24:47 - Why Northern yields are "much better than they are down south" 25:09 - Freehold vs. Leasehold 27:26 - Choosing a smaller family home (2-4 bed) for investment 29:41 - Buying near a school, park, or shops 30:30 - New Build vs. Resale (The "New Build Premium") 32:32 - Rule #5: Compliance and Protection (Structure and Tax) 33:39 - Limited Company vs. Personal Name (Section 24) 34:57 - Key Safety Compliance: Electrical, Gas Safety, and EPC 35:50 - Free Training Session for High ROI (20%+) Strategies
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