Show Notes
You can know your partner incredibly well and still have very different ideas about money. From how much to save and spend to how you share expenses and plan for the future, those differences can shape the financial decisions you make together. In this episode of CIBC Smart Advice, host Carissa Lucreziano sits down with financial psychologist and Certified Financial Planner Dr. Brad Klontz to explore the beliefs and experiences that influence how couples approach money.
Brad explains how “money scripts” can develop from our earliest experiences with money, why partners often bring very different financial perspectives into a relationship, and how those differences can actually create greater balance. He also discusses how couples can navigate saving and spending, decide how to share expenses, set individual and shared financial goals, and build a financial system that evolves as their lives change.
About Brad Klontz Dr. Brad Klontz, Psy.D., CFP®, is an expert in financial psychology, financial planning and applied behavioural finance. He is an Associate Professor of Practice at Creighton University’s Heider College of Business, Co-Founder of the Financial Psychology Institute and Managing Principal of YMW Advisors.
A Fellow of the American Psychological Association, Brad has written extensively on the psychology of money and has co-authored or co-edited numerous books on the subject. His latest book, Start Thinking Rich, explores the beliefs and behaviours that shape our financial lives. His work has been featured in The Wall Street Journal, The New York Times, The Washington Post, TIME, NPR, Good Morning America and other major media outlets.
Resources Mentioned / Links List CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify Visit CIBC for more Smart Advice Dr. Brad Klontz – Instagram | YouTube | LinkedIn Start Thinking Rich
3 Reasons Why You Should Listen to This Episode Understand how childhood experiences and “money scripts” can influence the way you and your partner save, spend and make financial decisions. Learn why there isn't one right way to combine finances, share expenses, or set financial goals as a couple. Discover how regular conversations, greater self-awareness and automation can help couples build a financial system that evolves with their lives.
Enjoyed this Episode? If you did, be sure to subscribe and share it with your friends! Talking about money with your partner isn't always easy, but understanding where each person's financial beliefs come from can be an important first step. Whether you're setting shared goals, deciding how to manage expenses or simply checking in on what's working, open conversations can help you build a financial approach that works for both of you.
CIBC's Smart Advice hub offers expert insights, practical tools and resources to help you navigate financial decisions together and plan for what comes next. Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram. Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts. Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.
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