Show Notes
Tax planning isn't just something to think about when it's time to file your return. The decisions you make throughout the year can have a meaningful impact on how much of your money you ultimately keep. In this episode of CIBC Smart Advice, host Carissa Lucreziano sits down with CIBC tax expert Jamie Golombek to explore practical tax strategies Canadians can consider at different stages of their financial lives. Jamie shares how understanding your tax rate can help you make more informed decisions about your money, uncover opportunities you may be overlooking and plan more effectively for the future.
About Jamie Golombek Jamie Golombek is Managing Director, Tax and Estate Planning with CIBC in Toronto. As a member of the CIBC Private Wealth team, Jamie works closely with advisors from across CIBC to support their clients and deliver integrated financial planning and strong advisory solutions. He joined the firm in 2008 after 12 years with a global investment company, where he was involved in both internal and external consulting on all areas of taxation and estate planning. Jamie has also worked for Deloitte as a tax specialist in the Toronto office, where he specialized in both personal and corporate tax planning. Jamie is quoted frequently in the national media as an expert on taxation. He writes a weekly column called “Tax Expert,” in the National Post, has appeared as a guest on BNN, CTV News, and The National, and for several years was a regular personal finance guest on The Marilyn Denis Show. He received his B.Com. from McGill University, earned his CPA designation in Ontario and qualified as a US CPA in Illinois. He has also obtained his Certified Financial Planning (CFP) and Chartered Life Underwriting (CLU) designations. In 2023, Jamie was named a CPA Ontario Fellow. The FCPA is the highest distinction that can be bestowed upon a CPA who brings distinction to themselves and to their profession through leadership and achievement in their professional, community or personal lives. Jamie is a past chair of the Investment Funds Institute of Canada’s Tax Working Group. He is also a member of CPA Ontario, the Illinois CPA Society, the Estate Planning Council of Toronto, the Canadian Tax Foundation and the Society of Trust and Estate Practitioners. For nearly two decades, Jamie taught an MBA course in Personal Finance at the Schulich School of Business at York University in Toronto. Visit Jamie Golombek’s profile on CIBC here.
Resources Mentioned / Links List ● CIBC's "Smart Advice" Podcast and Website - Website | Apple Podcasts | Spotify ● Visit CIBC for more Smart Advice ● Jamie Golombek | CIBC ● CIBC | Tax Toolkit 2026 ● CIBC | Do You Know What Your Tax Rate Is? ● CIBC | Give a Little Bit: Tax Planning & Gifting ● CIBC | First Home Savings Account (FHSA) resources
3 Reasons Why You Should Listen to This Episode Learn how understanding your marginal tax rate can help you make smarter decisions about where and how you save and invest. Discover tax planning opportunities around gifting, homeownership and strategies you may not have considered. Understand why proactive planning can be especially important for business owners, families and Canadians preparing for major financial milestones.
Enjoyed this Episode? If you did, be sure to subscribe and share it with your friends! Tax rules can be complex, but understanding how they apply to your financial decisions can help you plan with greater confidence. CIBC's Smart Advice hub offers tax tips, expert insights, tools and resources to help you better understand your options and make informed decisions throughout the year. Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook or Instagram. Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts. Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.
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