Beyond the Buildings

US housing policy: Oil, interest rates, and investors

Beyond the Buildings

Show Notes

The 2026 U.S. housing market is being reshaped by policy and economic forces: a triple-threat of surging oil prices, evolving interest rate policies, and new executive orders from D.C. - Rising oil prices affect more than just morning commutes. Housing costs can also experience knock-on effects. - Mortgage rates dipped below 6% earlier this year, but persistent inflation pushed them back up to where Cotality’s Office of the Chief Economist thinks they’ll stabilize. - While executive orders target corporate buyers, Cotality data shows that mom-and-pop investors drive most competition, limiting impact of these restrictions.

Links: https://www.cotality.com/insights/podcasts?sort_name=desc

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