Show Notes
Will Australian property prices recover in 2027—or is another round of rate pressure still ahead? In this Australian Retirement Podcast episode, Owen Rask sits down with Chris Bates, mortgage broker and co-host of the Australian Property Podcast, to explore how the housing cycle affects retirees, parents helping adult children and first-home buyers.
Chris explains why any rebound depends heavily on interest rates and why a national headline can hide very different conditions in Sydney, Melbourne, Brisbane, Perth and Adelaide. They discuss fewer quality listings, housing supply bottlenecks and why buyers can lose negotiating power before reported prices show a turn.
For parents and grandparents, the question is bigger than timing the market. They unpack the ‘bank of mum and dad’: gifting versus lending a deposit, what happens if a relationship breaks down, and why helping someone buy the wrong property could create new risks. They also examine the 5% deposit scheme without assuming a smaller deposit makes every home a good purchase.
If retirement is approaching, Owen and Chris consider whether to keep an investment property, support family now, improve a home-loan buffer or talk to a specialist about broader options. Quality, cash flow and the structure of any family assistance matter as much as a price forecast.
Listen for a practical conversation about preparing for uncertain rates, spotting the property decisions within your control and asking better questions before making a move.
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