Show Notes
On this episode, Mercy Emmanuel, Stablecoin & Blockchain Commercial Vertical Lead at Flutterwave shares her journey from studying law to working in growth marketing, blockchain, and stable coin infrastructure.
She discusses the relevance of legal training in her current role and the evolution of payments in emerging markets, particularly Africa. The conversation delves into the impact of stable coins in solving economic pain points and the concerns around stablecoin dollarization and settlement.
The future of multi-rail payment systems and the role of local alternatives are also explored. The conversation delves into the challenges and opportunities of stablecoin adoption in Africa, focusing on institutional trust, differentiation between markets, and the role of AI and agent payments. It also addresses the need for identity, authority, and accountability in programmable money.
Chapters 00:00 Journey from Law to Fintech 03:06 Evolution of Payments in Emerging Markets 06:07 Impact of Stable Coins in Emerging Markets 10:58 The Future of Multi-Rail Payment Systems 15:05 Concerns and Local Alternatives 19:41 Institutional Trust and Barriers to Adoption 20:43 Differentiation Between Markets 29:43 AI and Agent Payments in Africa 32:15 Programmable Money and Identity, Authority, and Accountability
More from Global Policy Podcast
Stablecoins are more than a technology story and misunderstanding them could be dangerous.
This episode covers the evolution of AI in banking, risk governance in digital banking, agentic banking and independent risk management, and the future of banking and the role of humans. It explores the use of AIs in banking, the comparison between digital and traditional banks, the role of agents in banking decisions, and the potential impact of AI and automation on the future of banking.
Will the digital euro deliver a victory for Europe over dollar‑denominated stablecoins? Watch: https://www.youtube.com/watch?v=Kn3styQ1jiA
Today, I'm joined by one of the sharpest emerging voices in capital markets policy, — Phoebe Chan is a Capital Markets Policy researcher at the CFA Institute's Research and Policy Center, one of the most influential bodies shaping investment standards and market governance globally.
For decades, every payment, trade, and transfer ultimately passed a human checkpoint someone who could pause, question, or pull the brake.