Show Notes
Stablecoins are more than a technology story and misunderstanding them could be dangerous.
In this episode, host Ife Osakuade speaks with Svetlana Kardan, Head of Balance Sheet Management and ALM at Monzo Bank, about what tokenized money really means and the banking risks behind the buzz.
Svetlana explains why stablecoins emerged to address real-world payment challenges, how they differ from tokenized deposits, and why 24/7 on-chain settlement can create liquidity mismatches.
They also explore what the SVB collapse revealed about stablecoin reserves and why real-time monitoring matters in a programmable-money world.
If you work in banking, treasury, payments, fintech, or regulation, this episode offers a grounded look at what could reshape and strain the financial system.
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This episode covers the evolution of AI in banking, risk governance in digital banking, agentic banking and independent risk management, and the future of banking and the role of humans. It explores the use of AIs in banking, the comparison between digital and traditional banks, the role of agents in banking decisions, and the potential impact of AI and automation on the future of banking.
On this episode, Mercy Emmanuel, Stablecoin & Blockchain Commercial Vertical Lead at Flutterwave shares her journey from studying law to working in growth marketing, blockchain, and stable coin infrastructure.
Will the digital euro deliver a victory for Europe over dollar‑denominated stablecoins? Watch: https://www.youtube.com/watch?v=Kn3styQ1jiA
Today, I'm joined by one of the sharpest emerging voices in capital markets policy, — Phoebe Chan is a Capital Markets Policy researcher at the CFA Institute's Research and Policy Center, one of the most influential bodies shaping investment standards and market governance globally.
For decades, every payment, trade, and transfer ultimately passed a human checkpoint someone who could pause, question, or pull the brake.