
From First Paycheck to Forever Paycheck: How Women Can Build Wealth at Every Life Stage
HerMoney with Jean ChatzkyShow Notes
In the first episode of our three-part series with AARP, Jean Chatzky brings together four women across four generations- Gen Z creator Hannah Williams, Zillennial entrepreneur Viviana Vazquez, Millennial journalist Ashley Parker, and Gen X financial expert Carly Roszkowski- for an honest, freewheeling roundtable on building wealth across every life stage.
They cover why the old financial playbook (get a job, buy a house, retire comfortably) doesn't work the way it used to, why younger women are investing earlier than any generation before them, the real cost of homeownership today versus a generation ago, and what women of every age get wrong about Social Security.
Topics include:
Why Gen Z calls the 9-to-5 a horror movie
The credit card mistakes nobody warns you about
Walking away from a stable paycheck to build something of your own
The truth about Social Security's future
The financial habits each woman wishes she'd built earlier
This conversation is part of a three-episode series, From First Paycheck to Forever Paycheck, in partnership with AARP, exploring women's financial lives across generations, from your first job to retirement and the legacy you leave behind. Jean's new book, The Forever Paycheck, is your guide to building a secure, steady income stream so you can age on your own terms and actually enjoy the retirement you've worked so hard for.
Whether you're looking to save money, manage debt, or prepare for retirement, AARP has resources and tools to help you prepare for your financial future and reach your goals. Get started at aarp.org/buildwealth. Learn more about your ad choices. Visit megaphone.fm/adchoices
More from HerMoney with Jean Chatzky
How much do you need to retire, not just comfortably, but happily, in 2026?
The ten years before retirement are your last, best chance to get it right. In this episode, Jean and Anne Lester, author of Your Best Financial Life, former head of Retirement Solutions for J.P. Morgan Asset Management, and a fellow with LIMRA’s Retirement Income Institute, break down what the ten years before retirement should really look like and everything you need to tackle to enter retirement with confidence.
Financial literacy isn’t just a problem for young people — it spans every generation and income bracket, and the numbers have only gotten worse over the last decade. So what actually works?
Sixty percent of Americans say they feel scared when they think about the future, and women are more likely than men to feel that way. If your instinct is to push that fear down, breathe through it, or just try to be more fearless, Farnoosh Torabi wants to stop you right there. Because fear, she argues, isn’t the enemy. It’s actually one of the most powerful tools you have, if you know how to listen to it.
Have you ever stopped to think about how nearly every product in your life — the car you drive, the shoes on your feet, the chair you're sitting in right now — was actually designed for men? Because cars were designed for men, women are 73% more likely to be seriously injured in a crash, and 17% more likely to die in one. And it doesn't stop at cars; even your sneakers were likely modeled on a man's foot first.