Budget 2026: What New Rules Perth Property Investors Need to Know NOW
That Backyard Property PodcastShow Notes
One week on from the federal budget, Michael sits down with Ben Elliott, Managing Director of KHT Accounting & Wealth and one of the sharpest financial minds on YouTube, to cut through the noise and break down exactly what's changed, what it means, and who really wins and loses.
From the end of negative gearing on established residential properties, to sweeping changes in capital gains tax, trust structures, and SMSFs, this episode covers it all in plain language. Michael and Ben also ask the bigger question: does this budget actually fix housing affordability and productivity? The answer might not surprise you, but the detail absolutely will. General advice only and not personal advice. CRN 485467 -------------------------------------- In this episode: What's actually proposed (and why it's not law yet) The new CGT rules and the 30% minimum tax rate explained Why young Australians saving via ETFs are being punished What existing property investors can (and can't) still do The real winners and losers from this budget Trust structures, bucket companies & what changes from 2028 SMSFs: are they making a comeback? Why GST reform might be the answer nobody wants to have -------------------------------------- Follow the podcast Subscribe: https://www.youtube.com/@ThatBackyardPropertyPodcast Instagram: https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag== Website: https://tuskfinance.com.au Connect with Michael: Facebook: https://www.facebook.com/tuskfinancemk Instagram: https://www.instagram.com/mortgageswmichael LinkedIn: https://www.linkedin.com/in/michaelkilliner -------------------------------------- Chapters: (00:00) Teaser: Budget reaction & the big questions (01:15) Welcome & introducing Ben Elliott (01:45) Does the budget actually fix housing and productivity? (03:30) Why this isn't a pro-business budget (05:00) How capital gets trapped in housing and why innovation suffers (07:30) The next generation's three pathways and why all three just changed (10:00) The new CGT rules explained: indexation, 30% minimum & what it means (13:00) How the 30% minimum tax rate hits students and young investors hardest (15:00) The critical valuation deadline: what every asset owner needs to do by 30 June 2027 (17:15) What this means for small business owners selling their business (24:30) What does a property investor's position look like now vs. last week? (31:30) The buyer's agency shift from established property to new builds (37:00) Trust structures, bucket companies & the new holding company structure (45:15) SMSFs back in the spotlight? (48:15) Winners and losers: who actually benefits from this budget? Produced by Podwave Studios: https://www.podwavestudios.au #PerthProperty #RealEstateAustralia #PropertyMarket2026 #FirstHomeBuyer #PerthRealEstate #MortgageBroker #InvestingAustralia #HomeBuyingTips #Podcast #TuskFinance
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Perth home values are down 3.2% from their April peak, but still up 15.6% on a year ago. In this mini episode, Michael Killiner breaks down how existing owners should decide whether to keep, sell or restructure: the marginal buyer question, how to sell well in a market with more stock, and the loan levers that often matter more than your rate, from resetting your loan term and checking your valuation to interest-only expiries, cross-securitised loans, the loyalty tax and whether to fix now.
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