Episode 82: Will 2025 Bring More Volatility? Expert Market Outlook with Phil Blancato
Stuff About Money They Didn't Teach You In SchoolShow Notes
What should you expect in 2025? Will market volatility and inflation trends continue to dominate the economy? In this dynamic episode of Stuff About Money They Didn’t Teach You in School, host Erik Garcia, CFP®, sits down with Phil Blancato, Chief Market Strategist for Osaic Wealth Management and CEO of Ladenburg Thalmann, to break down the biggest surprises of 2024 and what’s ahead for the markets. They dive into whether the explosive growth of the Magnificent 7 tech giants can continue and discuss how market corrections and volatility could impact investors in the coming year. Are you ready for potential market pullbacks in 2025? Erik and Phil share practical strategies to help you navigate economic uncertainty and position your portfolio for long-term success. Tune in for valuable insights and expert guidance on managing risk in today’s unpredictable market. If you find this episode helpful, follow the show and share it with someone who’s looking to make smarter financial moves this year!
Episode Highlights:
Phil emphasizes separating emotions from investments with his philosophy: "The market doesn’t love you, don’t love it." (04:09)
Phil explains the persistent inflation in 2024 and its impact on Federal Reserve policies. (05:13)
Global monetary interventions since 2008 have created an unprecedented economic environment. (07:06)
Erik reflects on 2024’s record market performance and inflation challenges. (08:35)
Phil predicts a return to "normal" market conditions in 2025 and sees opportunities in U.S. equities and bonds. (17:21)
Phil discusses the dominance of big tech and advises diversification to mitigate risk. (18:12)
Erik highlights the importance of aligning investment decisions with overall financial goals. (26:13)
AI, crypto, and energy will drive emerging market opportunities in 2025. (30:35)
Phil closes by advising investors to focus on long-term strategies. (32:37)
Key Quotes:
“Risk plus time equals reward. Real simple. Risk plus time equals reward. The market doesn't love you, don't love it, and you'll do just fine” - Phil Blancato
“Think about being invested in the supply chain for AI, not just an AI company like NVIDIA, all the parts that are needed to make a chip or the software to build it. I think that residual component is quite interesting.” - Phil Blancato
“The world is generally deflationary, and by that I mean productivity, the more productive we are creates deflation.” - Phil Blancato
Resources Mentioned:
Phil Blancato
Osaic Wealth Management
Ladenburg Thalmann
Erik Garcia, CFP®, BFA
Xavier Angel, CFP®, ChFC, CLTC
Plan Wisely Wealth Advisors
More from Stuff About Money They Didn't Teach You In School
What if trying to protect your money is actually putting your financial future at risk? Market volatility, political uncertainty, and the excitement surrounding artificial intelligence can make even experienced investors question their decisions. But while we spend a lot of time worrying about what the stock market might do next, we don't always consider how our own reactions can affect our long-term financial success.
What if you’re not behind financially? What if you’re just getting started? In this episode of Money in Real Life, Stuff About Money co-hosts Xavier Angel CFP®, ChFC®, CLTC®, and Erik Garcia, CFP®, BFA™, tackle the pressure young professionals feel to build wealth while paying down debt, starting careers, managing everyday expenses, and still trying to enjoy their lives.
What if the biggest thing keeping young adults from building wealth isn’t how much money they make, but believing wealth is even attainable? In the second episode of Money in Real Life, Xavier Angel, CFP®, and his daughter Caitlin tackle the question that naturally follows their first conversation: I know what I want my money to make possible, but how do I actually get there?
What does “building wealth” mean when you’re still trying to figure out rent, your career, debt, relationships, and adulthood?
In the final episode of the series, Erik Garcia, CFP®, ChFC®, BFA™ and Dr. Matt Morris, LMFT bring together the core ideas explored throughout The Psychology of Money. They revisit the framework that ties the entire series together: